Transform Your Property with a Custom ADU

Benefits:

• Lower interest rates than personal loans
• Tax-deductible interest
• Flexible draw periods

Best For:

Homeowners with significant equity in their primary residence

Benefits:

• Single loan with potentially lower interest rate
• Simplified monthly payments
• Longer repayment terms

Best For:

Homeowners who can benefit from refinancing their current mortgage

Benefits:

• Designed specifically for construction projects
• Funds released in stages as needed
• Converts to permanent financing

Best For:

Larger ADU projects with professional contractors

Benefits:

• Lower down payment requirements
• Covers both purchase and renovation
• Government-backed security

Best For:

First-time homebuyers or those with limited down payment funds

Benefits:

• One loan closing
• Potentially lower interest rates
• Higher loan limits than FHA

Best For:

Buyers with good credit looking to purchase and renovate simultaneously

Benefits:

• Flexible terms possible
• May be available when traditional financing isn't
• Potential for creative arrangements

Best For:

Homeowners with limited traditional financing options or unique situations